A Bankruptcy Attorney is a professional who helps people file for bankruptcy and guide them through the process. They help determine if bankruptcy is right for you, prepare the documents needed for filing and represent you in court. They can also help you rebuild your credit and ensure that all of your rights are protected.
The #1 Phoenix Bankruptcy Attorney will be knowledgeable, honest and trustworthy. This is essential to your case’s success. They will be your advocates throughout the process and remain in constant communication with you.
Your lawyer should understand that bankruptcy is not for everyone and will try to offer other options if they feel it may be less stressful or costly in the long run. This includes negotiating with creditors or finding other ways to reduce debt without causing more harm than good.
When you meet with your attorney, bring all of the information that they will need to make an accurate assessment of your situation. This includes documentation of your assets, income, and debts. It is also helpful to have a list of any lawsuits or other legal issues that you are facing.
Ask about the lawyer’s experience in bankruptcy cases and whether they have successfully represented others. They should be members of the American Bar Association, which has specific standards for bankruptcy attorneys. You can also check the attorney’s reputation on the state bar website to see if there are any disciplinary matters.
A good lawyer will provide you with a written contract that sets out their responsibilities and the terms of your case. They should also include a payment plan, which should be clearly explained to you.
You should also ask for references from past clients, who can tell you about their experience working with the attorney. You can find this information online, by contacting your local bar association or asking for recommendations from other professionals.
When it comes to the cost of hiring a Phoenix bankruptcy attorney, you should be aware that fees will vary by lawyer and type of bankruptcy. Some will charge by the hour, while others will ask for a retainer upfront that is applied toward what you owe them.
The most important thing to remember is that a good bankruptcy attorney will always be working in your best interest. They will never advise you to hide or destroy property in order to avoid paying your creditors.
They will also work to negotiate with creditors in a way that will get you the most money possible. This will help you pay off your debts and get your life back on track.
Your Phoenix bankruptcy attorney will help you decide if a Chapter 7 or Chapter 13 bankruptcy is the right option for your situation and will be able to answer all of your questions. This includes helping you determine if you qualify for either one of these types of bankruptcy and what your debt repayment plan should be.
A good Phoenix bankruptcy attorney will be there to guide you through every step of the bankruptcy process, including submitting your bankruptcy petition and other court paperwork and attending meetings with creditors. They will also provide you with advice on navigating the bankruptcy court system, which is often complicated and confusing.